Ive been off getting the shit kicked out of me by real life. Nothing like moving out into your own apartment, losing your job, having your car fuck up beyond repair, getting kicked out for lack of rent money, and staying with a friend in an abandoned apartment drinking Mad Dog out of a paper bag before you realise that you have hit the shit and need to go back to your parents.
Im stupid for not paying attention tow hat dozens of people were telling me.
But Im back into WoW and playing around, anyone on Destromath or Blackwater Raiders?
Well, at least you didn't die or anything. D:
Anyway, will likely be starting college soon here, or at least be entering ITT, if you want to make a huge deal about the differences between a college and a tech school.
I need to figure out if I want to start up ASAP (which would mean starting in March), or wait till summer. Little nervous about starting in less than 2 months, namely due to money (I'll need at least a loan to get in, though my sister thinks there should be a few grants I'll be able to apply for, and I don't know if ~a month would be enough time to accumulate needed funds), but whatev. Gotta get some higher learning sooner or later.
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Maradon!'s account was hax0red to write:
Boomerang generation.
I'm already "Generation X", and "MTV Generation", and now I'm also part of the "Boomerang Generation".
Ahhh, identity crisis! 
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Maradon! got served! Maradon! got served!
Boomerang generation.Most of us are failures.
My wife and I were a massive exception to this. I think, as members of the Boomerang Generation, we're the ones who're failures.
Under capitalism, man exploits man. Under communism, it's just the opposite. - John Kenneth Galbraith
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Verily, the chocolate bunny rabbits doth run and play while Fizodeth gently hums:
But Im back into WoW and playing around, anyone on Destromath or Blackwater Raiders?
Great plan to get your life back together, I must say!
Whatever happened to the good ol' fashioned method of getting an education, followed by a job, followed by intelligent investments, followed by a cushy retirement?
Sorry to hear about your situation, dude, but I do certainly hope it's taught you something other than, "Mommy and Daddy shall provide"! But maybe I misunderstand.
Edit: that's a pretty fucked-up article, Maradon!, blaming all the problems on external factors. Poor babies--it's not their fault they're failures! Bah. Bloodsage fucked around with this message on 01-26-2007 at 09:21 AM.
--Satan, quoted by John Milton
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Peanut butter ass Shaq Bloodsage booooze lime pole over bench lick:
Edit: that's a pretty fucked-up article, Maradon!, blaming all the problems on external factors. Poor babies--it's not their fault they're failures! Bah.
That was pretty much exactly my reaction to that article, but it seems to make people feel better. Maradon! fucked around with this message on 01-26-2007 at 12:15 PM.
If you're spending a couple hours in the evening playing games, that's fine. However, the bulk of your time (at least 30-40 hours per week, or the same hours you'd spend working if you were still employed) should be devoted to finding a job (or more than one job, depending on what you can find).
Apparently nobody advised you before to save a six-month expense buffer. Once you reacquire gainful employment, you need to save up, and once you have a buffer, find either a less expensive apartment or a few (responsible) friends to move into the apartment with you (splitting the rent). If you have any accumulated debt, be sure to pay it off as quickly as possible, because the interest will kill you.
Sage:
Not everyone who lives with their parents is a failure. For some people (including a friend of mine), it's a way to keep expenses down even during gainful employment, as well as to maintain a source of human contact outside of work. I'm not saying it's the best idea, but it doesn't necessarily make the person a failure.
This of course has nothing to do with Fizo's situation, in which he has clearly experienced catastrophic failure. Now it's a matter of turning his life around, rather than accepting his current situation or repeating his earlier collapse.
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Check out the big brain on Karnaj!
My wife and I were a massive exception to this. I think, as members of the Boomerang Generation, we're the ones who're failures.
I think you hit on the reason why you're not having much of an issue. Being married means two incomes and relieves a lot of the hurt.
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Bloodsage had this to say about Duck Tales:
Edit: that's a pretty fucked-up article, Maradon!, blaming all the problems on external factors. Poor babies--it's not their fault they're failures! Bah.
Warning, emo post ahead.
While you can't put all the blame on external factors, they certainly haven't helped. I'll use myself as an example here. I'm making ~45k now and should pass the 50k mark in April with my third raise. Might I note that I haven't been here two years yet either. I put a decent amount away into savings and the only debt I have is college loan debt. Not too bad right?
10 years ago I would have easily been able to afford a house and live in NJ on my single income. 5 years ago I wouldn't have been able to afford as nice of a place, but still wouldn't have been that much of an issue. Now? Haha, fuck that. There's no way I'd be able to afford anything better than a dump or a poor condo unless I move out of state and commute in or I get married. Housing prices have jumped that much in the area. So I'm living at home (yes, I could afford to rent), contributing to the family here, and waiting for the prices to drop to sane levels so I can afford my own home.
Sure, I could fix the issue by moving to another state? Surprisingly, I actually like NJ and the area I'm in and would rather not do that. Get another job? Again, I actually like my job and its hard to say that the pay is bad. Invest more? I've got more in savings and investments than most people my age. What's the problem? I'm a couple years too young and I didn't expect the cost of living in the area to jump several times after I entered college.
I didn't buy a house until I was in my 30's. . .but still can't say living with one's parents is a good solution. Yeah, it's cheaper--for you--but don't they deserves lives, too?
How does one learn about life and how to be a mature, independent person while living with Mommy and Daddy? It's not always a bad choice, but I don't buy the, "Ack! The world is cold and cruel and if I can't have the perfect life right away I have to live at home until I can afford it," argument.
--Satan, quoted by John Milton
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Blindy. enlisted the help of an infinite number of monkeys to write:
50k doesn't go as far as it used to. Considering a $100,000 house is now a 1,000 square foot 2 bed 1 bath rathole if you're lucky.
Most decent modern homes (and by decent I mean white picket fence kinda house) goes for about 500. At least in the New England area. A house like that out in Montana is around 50-70.
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A sleep deprived Bloodsage stammered:
No kidding. I sold a house in Maryland for $230K in 2000, and 5 years later houses in the neighborhood were selling for over $500K.
You beat me to it =(
Under capitalism, man exploits man. Under communism, it's just the opposite. - John Kenneth Galbraith
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Blindy. attempted to be funny by writing:
50k doesn't go as far as it used to. Considering a $100,000 house is now a 1,000 square foot 2 bed 1 bath rathole if you're lucky.
More like 150k-200k.
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Bloodsage had this to say about Matthew Broderick:
Yeah, it's cheaper--for you--but don't they deserves lives, too?
I'm paying their bills because they haven't saved enough for retirement.
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How does one learn about life and how to be a mature, independent person while living with Mommy and Daddy? It's not always a bad choice, but I don't buy the, "Ack! The world is cold and cruel and if I can't have the perfect life right away I have to live at home until I can afford it," argument.
Oh I agree. While a hell of a lot of young folks are doing unnecessary whining (and my post was pretty emo too) because they're dumbasses who can't save money, I'm simply saying that I have some sympathy because cost of living has been jumping a lot lately. There are some external factors screwing over younger folks looking to enter the workforce and own their places.
Twelve acres of land, three bedroom, two bath, no clue on the square footage. $110k
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Karnaj thought this was the Ricky Martin Fan Club Forum and wrote:
Good luck earning 50K a year in Montana, though. I mean, rampant real estate inflation is just something you have to deal with, if you want to live anywhere at all close to what we might call "civilization." You also have to deal with the fact that it's exceedingly difficult to buy a house and start a family right out of college/high school. It's not like it back before 1970.
Eh, sorry. I always forget that. We're buying a house for my sister in law out in Montana so we just dropped our jaws at the price but I always forget that whole wage thing.
A friend of mine's father made the mistake. Was earning just fine in Connecticut, got a job offer like...three times his current salary (He was only half a year or so out of college) in California. Went out there, nice big salary then noticed the cost of living barely made it a worthwhile move.
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Verily, the chocolate bunny rabbits doth run and play while Maradon! gently hums:
Owning land is more or less a bad idea. When you figure in taxes, maintenance, and depreciation (prices in the pittsburgh area are falling as the place turns to shit) the costs outstrip the equity by far.
But when you figure back in the tax benefit--you can deduct both your mortgage interest and the taxes you pay on the property--and the long term appreciation, it's one of the very few almost sure-fire investments.
--Satan, quoted by John Milton
My dad just lost his job and is trying to get the house ready to put up for sale, and my mom is living with her grandmother making less money than I do.
If I fuck up I'm living out of my car. That's pretty much it. Yay!
It's been 6 months, though, and I'm doing well so far though so I'm not that worried about it. Monica fucked around with this message on 01-26-2007 at 05:26 PM.
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x--KegwenO-('-'Q) :
So how about that inevitable real estate market crash I was hearing about last year?
The "housing bubble"?
It's real, but what you hear about it is generally exaggerated beyond any semblance of reality. Waaaay to many folks interested in using it as a scapegoat for the inexplicably good economy and as a cheap way to stir up alarmism and doubt.
Under capitalism, man exploits man. Under communism, it's just the opposite. - John Kenneth Galbraith
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Kegwen was naked while typing this:
So how about that inevitable real estate market crash I was hearing about last year?
Prices are coming down but the market isn't crashing, which is good or bad depending on how you look at it. Last year there was a definite drop in sales compared to the prior few years, and the same is expected this year. Talonus fucked around with this message on 01-26-2007 at 08:26 PM.
They live in Kansas. I live in California. Plenty of motivation for me!
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Bloodsage had this to say about John Romero:
Great plan to get your life back together, I must say!Whatever happened to the good ol' fashioned method of getting an education, followed by a job, followed by intelligent investments, followed by a cushy retirement?
Sorry to hear about your situation, dude, but I do certainly hope it's taught you something other than, "Mommy and Daddy shall provide"! But maybe I misunderstand.
See I have an education, and at my parents I can work for my dad's IT company doing both IT work and cold calls in order to bring in business. On top of that I actually have been going all over the place, even going to the mall to get a highschool level job so I can do something to pay off debts. WoW is jsut something I still have time on and now have an internet connection to use in my free time.
And yeah, I tried to actually do everything without mommy and daddy, which is why I ended up staying at an abandoned apartment for a week and a half, but I got talked into going back. I do appreciate what my parents have done for me, but I am doing more chores and work here than I did when I first lived here.
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This insanity brought to you by Greenlit:
You guys should move out to rural Georgia.Twelve acres of land, three bedroom, two bath, no clue on the square footage. $110k
In town.. 1/2 acr, 3 beds, two baths.. english garden for a backyard park one block away, school two blocks away, good neighboorhood..
60k.
But it's in georgia, with licks the sweat from a dead dogs balls.
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And I was all like 'Oh yeah?' and Bloodsage was all like:
How does one learn about life and how to be a mature, independent person while living with Mommy and Daddy? It's not always a bad choice, but I don't buy the, "Ack! The world is cold and cruel and if I can't have the perfect life right away I have to live at home until I can afford it," argument.
Moving back in with my Mom and Stepfather was probably the single worst choice I have ever made in my life, even more so than the actual trouble we were in at the time.
Although I do blame external factors to a degree and things out of my control, as well as my own imaturity, for the situation I am in now. For the absolute opposite reasons most people do it. I was, and still am to a degree, adamantly opposed to accepting help or charity or anything in that regard (Which the situation with moving back in with the parents didn't help because it just reaffirmed my stubborness on the issue.) because I learned early on in life that help offered usually comes with a price that will come back to bite you in the ass. I know, in my head, that that isn't always the case, especially with the friends I have now (Matt and Tim being prominent in that regard) but my past just wont let me forget it no matter how hard they try.
My father was an alchie and ruined our family, I left home when I was 16 and made my own way. Put myself through school, graduated with honors, yadda yadda, and basically set out to prove my father was the worthless one and not me or my sister as he liked to claim. And I succeeded, refusing to ever let myself be part of that again. I did come home at 18 or so when my mom split from my dad and moved in with her to help her get by since she was struggling which was actually pretty nice till my current stepfather worked into the picture. After that I went my own way again, and once again took care of my own life in a most awesome fashion.
Ended up moving to Dallas, getting married, and having kids, and things changed. Not because of those reasons but because of what was to come. I was actually making around 75k a year at the time and loving life, but then in 2000 my job market just entirely and completely collapsed and I ended up losing my job, and the rest of the job market was just flat out dead. I looked for 3 months (Because I was smart enough to set aside buffer money for a few months in case of just such an emergency) looking for anything at all, and there was nothing to be had. And since we had adjusted our lifestyle to meet the level of income we had achieved (This is the imaturity part because It was a feeling of "I deserve this for all the shit I had to go through and I'm finnaly making it now, so I'm gonna live for it!" mentality.) our cost of living had skyrocketed, so my buffer was smaller than it otherwise should have been. At the end of 3 months we were running out and I had to make a decision. Swallow my pride and ask for help, or let my children starve... I asked for help, and wish I had never even concidered the idea.
We subsequently moved in with my parents, offering to pay bills etc, and help out. I refuse to accept charity of any kind. This offer was abused to the extreme. First of all we are the only ones of the children who have never asked for help, or lived with my parents. All the others (Sister, and Step Brothers have) have and were allowed to freeload as nessesary. Including my drug abusing, psychotic, in-and-out prison life, stepbrother. Still, it's just my way. However when we moved in, my stepdad quit his job, bought a bigscreen, home ent., and various other goodies and sat on his ass all day every day and skyrocketed all the bills which we were then expected to pay. There are tons other emotional and physical issues we had to contend with, but this is mostly about financial issues. Basically we were left off worse for moving in there than we were without.
Things have never improved since. We have since that point had Monica get into an accident, had 3 different job changes through being laid off due to downsizing and other issues, we live in a shithole which has required us to constantly maintain for hellacious amounts of money in order to remain livable over time, and we have owned a total of SEVEN, yes seven vehicles which have all died for various reasons over the last six years through no fault of our own. I've had to go in for surgery, and Monica has had several medical issues as well as the girls, so the debts were not able to get out from under before still remain with more and more additions being added on.
Among all that are litterally tons of other issues, problems, and situations we've had to deal with over the years that tend to litterally think life has it out for you. (Like getting my Mom's car towed from Matt and Tim's parking garage over something we were not even aware of, heh! XD) As bad as it all sounds though, and as bad as things are. I still refuse to quit. I'm a little bit Missouri, and almost all Texas, so it's just in my nature to be absurdly stubborn. Plus my girls are happy, well adjusted, and affectionate, and that makes it all worth it.
Faelynn LeAndris fucked around with this message on 02-01-2007 at 02:49 AM.
Edit: Ugh, that was a lot... I was just gonna do the I agree and disagree thing...
quote:I stopped when I read this word. I found I couldn't take anything else said in the post seriously past that point.
Faelynn LeAndris.
alchie
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Blackened's account was hax0red to write:
I stopped when I read this word. I found I couldn't take anything else said in the post seriously past that point.
Well I hadn't intially planned to make a long drawn out life post. 
I was more going to just do the agree disagree thing, but I wasn't paying attention to what I was doing... I typically go offhand when I post because I rarely delve into seriousness.
Alcoholic, there, better?
I'm a tyrant.
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How.... Mortious.... uughhhhhh:
I simply coerced my parents into signing the family house over to me. It's mine now. They still pay the bills.I'm a tyrant.
And I for one welcome you as our future overlord! 
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Maradon!'s unholy Backstreet Boys obsession manifested in:
Owning land is more or less a bad idea. When you figure in taxes, maintenance, and depreciation (prices in the pittsburgh area are falling as the place turns to shit) the costs outstrip the equity by far.
You've got to be kidding.
Land is one of the most important things you can own. If you don't own your own property, you're at the mercy of the people you rent from.
That's the way it has to be if you have no choice, but if you can get your own land you do so.
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x--PvednesO-('-'Q) :
You've got to be kidding.Land is one of the most important things you can own. If you don't own your own property, you're at the mercy of the people you rent from.
That's the way it has to be if you have no choice, but if you can get your own land you do so.
There's no doubting that there are huge benefits, but speaking strictly in terms of expendatures versus equity, in many areas you can come out ahead by renting. I had a calculus professor who figured this sort of thing out for fun.
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Karnaj painfully thought these words up:
Good luck earning 50K a year in Montana, though. I mean, rampant real estate inflation is just something you have to deal with, if you want to live anywhere at all close to what we might call "civilization." You also have to deal with the fact that it's exceedingly difficult to buy a house and start a family right out of college/high school. It's not like it back before 1970.
Honestly depends were you are in Montana right now, If you're fairly close to one of the three B's (Billings, Boseman and Butte) you possibly could find A good paying job. Boseman has been haveing alot of growth in the last few years, from what my reltives tell me.
On the other hand for half of what you would pay for houses here in Jerz you can get like house with like 20 arces of land. Peter fucked around with this message on 02-07-2007 at 09:10 AM.
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Maradon! obviously shouldn't have said:
There's no doubting that there are huge benefits, but speaking strictly in terms of expendatures versus equity, in many areas you can come out ahead by renting. I had a calculus professor who figured this sort of thing out for fun.
Not really. Provided you keep it business and don't overinvest in properties that aren't worth it, you can't really go much wrong, financially.
Rent money is dead money.
