What do the rest of you all pay? Are rates that high for most other people?
Yeah, that's about normal.
Until you hit 25 rates are pretty insane, even for extremely safe drivers.
Car insurance is basically legalized extortion.
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Vorbis stopped beating up furries long enough to write:
$600 a year for a '97 Geo Metro with 108k miles on it. I'm a 17 year old male with no tickets, no accidents, and a good student discount. Only have liability on it, too.
You're also a secondary driver on your parents plan, right?
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From the book of Maradon!, chapter 3, verse 16:
You're also a secondary driver on your parents plan, right?
That too, guess that's sorta important
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The logic train ran off the tracks when Vorbis said:
$600 a year for a '97 Geo Metro with 108k miles on it. I'm a 17 year old male with no tickets, no accidents, and a good student discount. Only have liability on it, too.
It is a freaking Geo metro!
And I pay about $1200/year or so on my 86 Mustang GT. 19, no accidents/tickets, liability. And as Maradon's post reminds me, secondary on the plan! Alaan fucked around with this message on 02-27-2005 at 05:59 PM.
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Vorbis stopped beating up furries long enough to write:
That too, guess that's sorta important
yeah, you pay a whole lot less if you're a secondary on someone else's policy.
Am under my grandmother insurance. No tickets nothin.
If you get married before you turn 25, your rates will drop. Having full coverage obviously jacks the rate up a whole lot, but you have to have it if you're still paying off your car. If you own the car in full, you don't have to have it, but it probably wouldn't be a bad idea.
Also part of it has to do with 'wheaties' starting to rice out Cavaliers methinks. I wouldn't be supprised if companies are starting to look at them as 'sport compacts', like they do with the 95-99 Eclipse GSs, which have 160hp, instead of the 220 that the GSX has, but because they're both Eclipses, they get the same rate, which is higher. So because lots of young guys are getting their hands on Cavaliers instead of Civics because they can find them cheaper, they start doing stupid shit and getting in accidents, which causes insurance rates to rise in that demographic.
I'm about 1300/year on my dad's policy with my 95 Mitsu Mighty Max. My 83 BMW 320i was 15 or 1600/year, with my good student discount on both as an 18 year old single male. It's about the same cost to properly insure a 750cc motorcycle for me, heh.
$550 per 6 months.
USAA Rules. 
Could be worse, though. My friend pays almost $4000 a year on a 2000 Ford Fuckass. Two tickets, two accidents. It was going to be $8500 a year(and thus meaning he'd have stop driving the Fuckass), but one of the accidents and a ticket fell off the policy, so he got lucky.
Under capitalism, man exploits man. Under communism, it's just the opposite. - John Kenneth Galbraith
The 03 Trailblazer was 2600$'s a year.
The 02 Trans Am I just bought is 2800$'s a year! Kiranê fucked around with this message on 02-27-2005 at 11:10 PM.
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This one time, at `Doc camp:
When I had the '86 Dodge Aries (sp?) on my parents' policy, it cost around $1200/year. My '03 Corolla was costing $3K/yr until after I turned 25, at which point it dropped to $2K/yr. Those are New York rates, which are among the highest in the country.
Wow 3k for a Corolla!
